Do you feel like everyone around you has their finances in order while you’re stuck on a hamster wheel of debt from bad luck or bad habits?
Do you panic or feel guilty about your never-ending credit card balance, but you’re unsure how to stop the cycle?
Do you feel like you’re trying to save your money but your savings account just isn’t growing?
Are you convinced you can’t possibly cut anything out of your life or budget to save cash?
You’re not alone, my friend!!!
It can feel really daunting when you’re unsure where to even begin when it comes to overhauling your budget and spending habits and learning to live with less. I know. I’ve been there, woman.
But it doesn’t have to be that way!
Are you READY to:
Take control of your finances
Accelerate your savings
Reduce your spending, and
Eliminate your debt?
If you’re ready, The Pennywi$e Playbook Jumpstart is THE KEY to unlocking your financial savvy! It will teach you the crucial skills, strategies, and tools I have developed over the years to live a fulfilling, frugal lifestyle that keeps my bank account in the black.
When you’re new to the whole ‘frugal lifestyle thing’, it can really feel like an intimidating prospect. When you think ‘frugal’, you probably picture being left with ZERO spending money, having no fun at all, living in a crappy apartment with all the lights off eating nothing but apples and pasta.
I get it. The prospect of ‘frugality’ makes you want to stick your head in the sand and pretend your budget is perfectly fine so you can keep living the luxurious lifestyle you can’t actually afford, guiltily watching your bank account go further and further into the red as your credit card balance skyrockets.
But guess what, girlfriend? I know you’re smarter than that. YOU know you’re smarter than that. And you CAN live a comfortable life, eating well and doing things you love on a reasonable budget while you watch your savings grow.
Seriously. Really really! You CAN!
To dispel some myths and ease the concerns I know you probably have, let me tell you what you won’t be doing and what you will be doing by choosing to live a frugal, budget-savvy lifestyle:
You WON’T have to worry, stress the f**k out and lose sleep over unexpected financial emergencies like insurance deductibles, a leaky roof, or veterinarian bills for your fur baby.
You WON’T be carrying credit card balances that just keep getting bigger each month with no end in sight.
You WON’T feel deprived!
You WILL get serious satisfaction and feel great about yourself as you watch your savings accounts grow.
You WILL sleep better at night knowing you aren’t living paycheck to paycheck with no safety net (’cause that’s crazy, yo!).
You WILL be able to treat yourself, have fun, beautify your living space, travel, and eat well.
CLICK HERE TO START YOUR NEW PENNYWISE LIFESTYLE TODAY!
It may sound too good to be true, but it honestly isn’t. In this quick and dirty how-to guide you’ll learn to:
Establish smart spending habits (you might be surprised by a few of them!)
Adopt clever – but easy – saving habits. I make it a no-brainer with very little effort on your part. No clipping coupons here! (unless you really want to…)
Create a realistic budget that also leaves room for you to have FUN! (’cause life is short and all that)
And dive into a shiny, liberating new mindset that was a TOTAL game-changer for me on my frugal living journey.
I know your time is valuable and you don’t want to spend hours and hours slogging though a giant detailed book about finance. Those can often leave us feeling intimidated, confused, and hopeless.
You just want to get on with your new thrifty lifestyle and start saving your hard-earned money!
So… TA-DAAAA! I’ve done all the work for you! I’ve boiled down my best Pennywi$e tips, tricks, strategies and suggestions for saving, spending, and (perhaps most importantly) re-framing your mindset about money. You’ll get it ALL in this super easy to read, no-nonsense plan for getting your financial sh*t together and loving your fab frugal lifestyle!
YAASSSSSS I’M IN! TAKE ME TO THE DOWNLOAD!
Still unsure whether you want to invest in your financial future? I’ve answered some FAQs below:
WTF does ‘frugal’ actually mean? How do I benefit from a frugal lifestyle?
Basically, ‘frugal’ means being very conscious of how and where you spend your hard-earned cash. A frugal lifestyle involves the habit of saving your money as your default behaviour as opposed to spending it as soon as it hits your bank account. Frugality means being budget-conscious, price-savvy, and clever with your spending habits so you aren’t living paycheck to paycheck.
My methods of frugality DO NOT involve slashing everything you enjoy out of your life. On the contrary: I’m a big fan of spending your money on things you need or love, or to create lasting memories through travel and other incredible life experiences!
In The Pennywise Playbook Jump-Start I reveal the strategies that worked for me so you can avoid costly mistakes, launch an actual savings plan and pay off your student loans or credit card debt FAST.
Can I realistically live and save money on such a modest income?
Of course you can! Is it super easy? Nope. Is it doable with a hefty dose of commitment and a bit of elbow grease? Absolutely! My methods and strategies will show you how to craft a realistic budget that leaves room for both the unexpected AND for you to still enjoy your life while you haul your finances up into the black!
I know this information is valuable, but can’t I get it all on your blog for free?
Yes and no. The benefit you get from investing in the Pennywise Playbook Jump-Start is that I’ve gathered and distilled all my best tips and strategies into a SINGLE TOOLKIT you can access in one file – instantly – right there on your device. You might not have time right now to read every one of the Pennywise Playbook blog posts about budgeting and frugal living. I totally understand, there’s a lot of them, especially if you’re new to the Pennywise tribe and need to catch up! 😉
This e-book will give you the info you need to implement my 10-Step Strategic Plan and jump-start your financial situation right now. It includes valuable, eye-opening exercises that will inspire you to establish good habits, as well as an awesome plug-and-play budget template to make it super easy for you.
I know you’re here because you’re on a tight budget. That’s why I’ve priced The Jump-Start low for its value. It’s more important to me to see you succeed and reach your financial goals. I like taking care of my Pennywise Tribe gals! You invest your time on my blog, so I invest my time in you.
Doesn’t a frugal lifestyle mean I can’t ever go shopping again? That sounds awful…
Of course not. When you craft your budget as part of this journey, you’ll have lines in your budget for clothing, ‘fun money’, gifts, travel, etc. You just won’t be overspending and putting it all on credit, yo!
I’m READY TO TAKE CONTROL! What do I do next?
Click HERE to instantly download The Pennywise Playbook Jump-Start and sink your teeth into some amazing new money-saving habits today!
I’ll see you on the other side! <3